Retirement Planning

Life is uncertain. We have to contribute to our society where we live in, but also to generate income for our love one .Money can cause stress and worry in our life. In order to live like a king after superannuation we have to plan today for a better tomorrow. This book will show us a step how we achieve it in a discipline manner without brothering the market volatility.The book provides the information which is required for our day to life pertaining to financial planning. One can do these complexes planning with meaningful decisions of his/ her life sans the help of an advisor. The focuses on relevant critical aspects of financial planning especially retirement planning, including life and health insurance, estate planning, short term as well as long term planning along with mutual fund analysis. This book will show you how to increase your income constantly year after year sans disrupting your daily life. It also shows that how to manage your money prudently in order to enhance your financial success in time. This book is an abundance of great tips for making and managing your hard-earned money, as well as your investment habits that will help increase your income.This book presents countless ideas for managing your hard-earned money, as well as enormous tips on growing that money. All in all, this book is worth read, and yields a surprising amount of knowledgeable information that will help you to make financial success in your life.

Retirement planning By R. K. MohapatraNon -fictionWhen we heard the word 'Retirement ' we always thought that it is something we talk about later or say when we become sixty plus exactly here we go wrong.We have to plan everything which we want from life like job, your first salary, first house, holiday,new car, marriage and most importantly Retirement.This book is actually my kinda book and I have done my MBA in finance and regularly dealing in equity so this is my favorite kind of interest zone where we talk about investment like fixed deposit Recurring deposit etc, planning where to invest in equity,debt,ETF or Gold ETf in share market .This books talks about all when we have to start planning, how to plan your investment, how segregate your needs on the basis of priority so this book is an important read to give you best suitable examples of retirement planning.There are lot of things which explained in very simple way specially for those who wants to learn these basics like which fund we have to choose if we want to invest in mutual fund or SIP. So this book helps you lot to live your life freely, actually retirement planning is a life-long process. You can start at any time, but it works best if you factor it into your financial planning from the beginning.That's the best way to ensure a safe, secure—and fun—retirement.

The book describes the topic of retirement planning for individuals along with future growth of financial products in India, which reflects and focuses on an individual’s retirement needs, corpus for retirement, and use of created corpus after the superannuation.The book provides the information which is required for our day to life pertaining to financial planning. One can do these complexes planning with meaningful decisions of his/ her life sans the help of an advisor.This book presents countless ideas for managing your hard-earned money, as well as enormous tips on growing that money. The focuses on relevant critical aspects of financial planning especially retirement planning, including life and health insurance, estate planning, short term as well as long term planning along with mutual fund analysis.Logical examples in different chapters are there to elucidate how Investment through SIP ensures disciplined investment regardless of the volatility of the market movement, and further how it helps an investor average his cost through market cycles for creating a big corpus to achieve their goals sans taking too much risk in the long run.Overall this book is rated as five stars.

This book let's you explore different aspects in regard to the economy of our country and how it can affect your lifestyle in near future and how you can avoid investing in the wrong field. It also gives great tips on how to save money to be efficient enough and how to plan your finances. There are tons of applicable ideas to manage your expenses. It also tells you great deal about retirement planning, health insurance and mutual fund. I'm only a student and this book still inspired me to take care of my expenses. I'm always curious to learn new things and I definitely learned a lot through this book. The writing style is easy and informative which is why you understand even the concepts that you're not aware of or find complicated. It's definitely helpful.

The book 'Retirement Planning-A simple guide for individuals' is well written and easy to understand. I think the author laid out a comprehensive alternative plan for retirement, which is suitable to everybody. Early retirement plan makes us handsome gain well in time, what the author has rightly explained? I learned so much about planning for pre-retirement and post retirement, Products such as: NPS, PPF, Debt Mutual Fund, Liquid fund, gold fund and also pension. The book also explained with suitable examples in respect to risk and returns of mutual fund, market returns, market behavior, and impact of inflation, taxes, insurance, estate planning and more.After reading that part of the book 'what I spent for the cost of the book is immaterial for me. It gives me full satisfaction, as financial advisor now-a-days misguided and induces to sell their products indirectly and takes huge fee. The author very nicely explains the expense ratio and impact of it on return also. I think every one should purchase and read the book at least once in his/ her life time.